Commentary: Idaho’s wildfires: The risk doesn’t end where insurance does for our small businesses

By: Dustin Carlson

Outlets: Idaho Capital Sun

Published: September 7, 2026

Words: 521

Last Updated: 34 minutes ago

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Wildfires continue to burn across Idaho, consuming hundreds of thousands of acres, forcing evacuations, and disrupting entire communities. The wildfires have forced a reckoning and reminder of the ongoing and evolving risk that countless Idahoans face each year.

Homeowners are often the central focus of media and news cycles following natural disasters. However, small businesses are often the ones facing the quieter crises: catastrophic losses that traditional insurers either limit from coverage or …

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