Louisiana bans debit card surcharges, but card companies still get their cut

By: Wesley Muller

Outlets: Louisiana Illuminator

Published: August 11, 2026

Words: 1,299

Last Updated: 1 week ago

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A new state law prohibits merchants from adding surcharges to debit card transactions, but critics say the ban actually benefits the banks and credit card companies that created the fees.

Supporters of Act 751, which took effect Aug. 1, have promoted the measure as a consumer protection law that bars merchants from imposing surcharges specifically on debit card transactions. It does not apply to credit cards, for which retailers can still add a …

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