Maryland’s case for a statewide housing revolving fund

Maryland has big housing problems and ambitious housing goals, but it also has an example of a possible solution, write Zachary Marks and Tom Coale, who say the state should mimic Montgomery County's successful Housing Production Fund.

By: Zachary Marks, Tom Coale

Outlets: Maryland Matters

Published: August 4, 2026

Words: 863

Last Updated: 2 weeks, 1 day ago

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Maryland’s housing goals are big. Gov. Wes Moore has declared housing the foundation of economic opportunity, and each session he and the General Assembly have advanced legislation to ease land use and permitting. Maryland’s Department of Housing and Community Development (DHCD) has guided more than $300 million in housing investments this year alone – nearly all through the Federal Low Income Housing Tax Credit (LIHTC) program.

While the ambition is strong, land use reform is …

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