Report: Minnesota’s home insurance rate rose more than any other state in first half of 2026

By: Alyssa Chen

Outlets: Minnesota Reformer

Published: September 29, 2026

Words: 449

Last Updated: 2 weeks, 4 days ago

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Minnesota home insurance rates rose steeply in the first six months of 2026, up 13% from the end of 2025, according to a report from insurance comparison website Insurify.

Minnesotans continue to see the biggest rate increase in the country, with some counties seeing a spike of 20% in just six months.

The increase of $457 brought the state’s average annual insurance premium to $3,987 as of June.

Report: Minnesota’s home insurance …

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