Residential property insurance projected to jump in North Dakota, analysis shows

By: Michael Achterling

Outlets: North Dakota Monitor

Published: September 21, 2026

Words: 737

Last Updated: 2 weeks, 3 days ago

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Residential property insurance rates are projected to increase 26% from 2025 to 2028 in North Dakota, according to American Property Casualty Insurance Association figures presented Monday in Bismarck.

Insurance Commissioner Jon Godfread said the projected jump follows an average increase of about 14% that North Dakota property owners saw between 2024 and 2025.

“It doesn’t mean that every North Dakotan is going to face a 26% increase; this was commercial, residential and …

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